Utrust Token (UTK) was the original token of the Utrust project, which has now integrated into the xMoney ecosystem. UTK is no longer utilized as an active utility token; instead, the new token, XMN, serves a broader purpose within the xMoney framework. XMN is designed to be a multi-functional token that adheres to MiCA regulations, providing a range of services including payments, loyalty programs, governance, and treasury operations. This transition reflects a commitment to enhancing the financial ecosystem while ensuring compliance with regulatory standards. For existing UTK holders, there is an option to upgrade to the new XMN token. This upgrade process is facilitated through an official web portal, allowing users to transition seamlessly to the new token structure. The shift from UTK to XMN underscores the evolving nature of digital assets and the importance of adapting to regulatory environments. The xMoney ecosystem aims to offer robust financial solutions while maintaining a focus on user experience and compliance. Overall, the evolution from Utrust Token to XMN marks a significant step in creating a versatile and compliant financial ecosystem.