Lumi Finance USD is an innovative investment platform designed for sustainable wealth preservation. The platform's core token, LUA, introduces a unique asset class that aims to provide stability and security for its holders. One of the standout features of LUA is its limited risk through partial collateralization, ensuring that the token's value cannot fall to zero. As demand for LUA increases, its floor price also rises, offering a built-in safety mechanism for investors. LUAUSD reserves play a crucial role in enhancing the security of the token by providing extremely low-risk support. This diversified stablecoin reserve helps protect LUA holders from the adverse effects of stablecoin depegging, ensuring a more stable investment environment. The platform also offers regenerative returns through a distinctive call-option incentive scheme, allowing investors to benefit from market dynamics. The annual percentage yield (APY) on Lumi Finance is influenced by market forces and is tied to the level of investment risk, creating a sustainable pathway for substantial returns. Moreover, the liquidity of LUA is fully owned by the Lumi Finance protocol, ensuring seamless transactions for establishing or liquidating positions. By acting as the counterparty for each transaction, the protocol eliminates reliance on external market makers, providing a more efficient trading experience.